In South Africa it is not a law to have car insurance as is the case in many countries that are developed. It is not always a ‘given’ when someone has had their vehicle stolen or involved in a car accident that they will have insurance to cover their losses.

Insurance car companies in South Africa vary and have many packages to offer; therefore you are bound to find one that suits you best.

You might be a high powered business person, drive a company car, or student who does au pairing work, ferrying children to and fro every afternoon. Or you might be a stay-at-home mom or a pensioner. There is a package and an insurance car company that will be able to offer the right package designed with you in mind. The secret is to shop around and find the best deal available.

For example, women only insurance offer packages where females are protected if they feel vulnerable or drive through isolated areas, and also offer female drivers roadside assistance.But whatever package you ultimately decide to take, car insurance is a necessity in South Africa.

South Africa is not the only place in the world that has motorists driving without insurance. Some interesting facts regarding insurance car statistics from across the globe have come to light; let’s take a look at these:

• At least 15% of drivers in the state of Texas drive without insurance.
• At least half the motorists that drive in Bradford, England, do not have insurance and is dubbed the uninsured capital of Britain. These are interesting statistics, and one wonders why this is the case.
• One out of every eight vehicles in London is driven illegally without car insurance.
• In the UK three people are killed by uninsured drivers across the UK every hour.

Insurance seems to be the first thing to fall away when times are tough. During the recession the amount of motorists that have no insurance has risen, and this is not exclusive to South Africa, either.

It appears that more and more people are cutting back on all types of insurance with tough times biting hard. As a result, insurance car companies are becoming competitive and offer really fantastic deals. The UK is tightening up on uninsured drivers; this should also be the case in South Africa.

It is believed that less than thirty percent of vehicles in South Africa don’t have any insurance car cover at all!! Hopefully the government will step up and do something about this soon.