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You have a poor credit record and YES you can get credit for a loan!

So today, when it is more difficult to credit credit for a loan or a home loan, you need to be creative and improve your credit rating and reduce the banks credit risk. so you are in search of a loan but have less than perfect credit? – Well do not fret. At least that’s [...]

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Creidt card information

What is a credit card?

Have you been asking the question – what is a credit card? Well you’ve arrived at the right spot. Today we explore what a credit card is. A credit card at the most general level is a small plastic card with a magnetic strip that is personalized to an individual (containing idetnifying information). It allows [...]

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XDS, Mytransunion, Experian or ITC – The credit bureaus have it all!

A Debt free life – get your credit check today and keep yourself up to date. Start by checking your credit report with ITC, MyTransunion, Experian or XDS today.  Then you know where you stand, as of today. How? Step into the doorway. And liberate yourself starting today. It seems to be a rare breed [...]

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Why would you blacklist someone?

Are you one of these – a Credit provider? You can in appropriate circumstances “blacklist” a credit consumer with a registered credit bureau in the vent you are not being paid and have tried to get your money from the client, and this will not only alert other providers to a potential credit risk, it [...]

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How do i deal with a judgment on my credit report?

A  judgment always means that you have been found guilty through a court of law for money owed to someone. Almost every time, regardless of what you believe, if you fall behind with your account payments and fail to respond to reminder letters then the credit/service provider (person who you owe money to) may apply [...]

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Keep your Credit Clean.

Sounds like a cracked record, but if your credit record is not clean and clear you will not get any loan or if you do you will pay a hefty penalty in high interest costs. So some key factors when financing a home loan, financing a car, financing any asset whether it is shareblock, fractional [...]

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